Start By Making Sure Your Checking Account Is Free - And Follow Three More Tips
If you’re ready to start fresh with a new checking account, or you’re opening an account for the very first time, you want to ensure that you’re getting all the perks possible. You also don’t want to end up with an account you never use, or worse, that you regret.
In today’s financial world, you can choose to get an account with a local bank that is a part of your community and has your best interests at heart. Or, you can end up with a faceless, national, corporate bank where you’re just another account number.
Here’s how to make the right choice when you’re looking for a free checking account.
Never Settle For Anything Other Than a Free Online Checking Account
You want to ensure that when you decide on the best checking account, you want it to be free. You shouldn’t have to pay for any basic functions, including:
- A debit card for in-store and online purchases and ATM use.
- A digital version of your debit card to make in-store purchases with your phone.
- An app to check your balances online and monitor your account.
At Verimore Bank, your free checking account includes these free benefits:
- A debit card
- Mobile banking
- Mobile deposits
- Online banking
- Online bill payment
- Unlimited check use
You must start with a minimum $100 deposit, and after this, we charge no monthly fees to help you make the most of your checking account.
Use Your Account Wherever You Go
A free checking account can be used essentially anywhere you go, so you can pay with it locally, on the road, in-store, and online.
Consider these benefits of having a checking account that works wherever you are:
- Handle your banking needs with mobile banking, even if you're far from a branch.
- Forget your card? No problem! Apple Pay & Google Pay offer convenient, fast, and secure ways to pay at the register.
- Deposit checks or pay bills while you’re at home or on the go.
Verimore Bank makes it easy to do your banking, whether you’re on the couch, at your workplace, or out with friends. A local bank should be wherever you are, even when you’re away from home.
Set Up Direct Deposit and Automatic Payments
The best checking account gives you access to two key banking services that make your life easier.
- Direct deposit: Save a trip to the bank by receiving payments, such as paychecks, without having to deposit a paper check. Money is deposited in your account on the morning you would normally receive your check in person, and it’s immediately available.
- Bill Pay: This service offers the convenience and security of paying all your bills in one place with a single password. You can pay one time or If you have recurring bills, like credit card payments, car payments, utilities, medical bills, you can set up your account to pay them automatically, even if the amount changes each time. Whether you’re paying one time or for a recurring payment, these transactions will come out of your account on a scheduled date you choose. With your checking account from Verimore Bank, you won’t have to worry about paper bills or remembering to pay your balance on time.
Use Your Free Checking Account For Simple Accounting and Budgeting
Setting up a free online checking account is the easiest way to keep track of your finances and budget. Verimore Bank allows you to view your balance and transaction history online, so you can see money coming in and out of your account.
Consider this tip: Spend as you normally would for an entire month, using your debit card for as many transactions as possible. If you take out cash, take it from your checking account. At the end of the month, total up how much you are spending on needs (like rent or a mortgage payment) versus wants (going out to eat). Consider putting the rest into your savings account.
This strategy allows you to take care of your bills, treat yourself, and still have money in the bank to ensure your life is comfortable, and you’re prepared for the unexpected.
Maximize Your Banking With Verimore Bank
Verimore Bank has deep roots in your community. With branches in Brookfield, Eagleville, Kearney, North Kansas City, and Milan, we provide plenty of options to serve as your local bank.
Along with the best checking account around, we offer signature banking services and products that help you at any phase of life:
- Personal loans, including mortgage, home equity, and auto
- Small business loans
- Ag loans
- Individual Retirement Arrangements (IRAs)
- And much more.
Visit one of our five locations to open an account today!
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